My husband and I had been looking for a home to buy for nearly a year and a half. We definitely wanted to move, but we were not in such […]» Read more
I really did not date much in college because I wanted to focus on school. And when I finally did start dating someone and had a long-term relationship with him, he ended up dumping me when I was not very interested in getting intimate with me. It really hurt my feelings that someone would do that. Later, when I got out of school, I ended up buying some sex toys so that I could learn how not to be so shy for future dating relationships. It worked.
I am not looking to have intimacy with everyone that I date. IN fact, I have no real interest, except for what I hope is a future marriage. My main goal is to meet as many as possible and find the person who will be best for me as a partner for life. I was always someone who has been very independent, and I do not want to spend my time in an unhappy marriage with the wrong person. I know that many people learn that they really did not know who they were looking for until they got much older and learned what the right traits to look for in a spouse.
When I did date as a younger person, I would often say “yes” to a date simply because a person asked me to go out to dinner or a movie. I had not yet learned the subtle art of saying “no” when you don’t really care to date that person. I have no idea why it took me so long to figure out how to say it. I guess that I did not really want to hurt people, and because I did not go out much, I figured I should not miss any opportunities. Now I am much more choosy, and that turns out to work out well.» Read more
Having an opportunity to study for your degree at a university in another country is a rare privilege for students at my income level. I decided before I was a teenager that I was going to pay my way through school as much as I could without getting any loans. I made sure my high school career made me eligible for as many grants as I could get. I used student loans as a last resort. I saved every penny I could, and found myself one day looking at student flats in Edinburgh to rent for a full year of studying abroad.
I could not believe that I was actually going to be living in Scotland for an entire 12 months. I was enrolled in classes for the full year, and I had to have a place to stay. I did not want to live in a dormitory, but I could not afford an apartment, or flat as they say, that was fully private. The student flats in Edinburgh are a very nice compromise, but you do have to be choosy about what landlord you pick. The places I looked at were all very clean and had nice furnishings. The kitchen and common area were more than suitable. I shared a bathroom space with another person. They were clean and courteous, so it was not a problem at all. Much better than my short dormitory experience I had back home at college.
I got used to the routines of life in Scotland. I knew it was going to make it hard to adjust when I got back. It seemed that things were at a much faster pace back home. I actually had time to relax and reflect on some of the things that I was learning. I enjoyed my time and where I stayed. I am looking forward to visiting again soon.» Read more
I started eating unhealthy when I was a freshman in college. It was my first time to be away from home for more than a day or two, plus home was now nearly 800 miles away. I took comfort in food, and I slowly started to gain weight. Even worse than gaining the weight was gaining such poor eating habits. I no longer ate vegetables every day, and pizza became a main staple for me. When I went past 200 pounds when I was just 28 years old, I knew I needed to find ways to eat healthy before I ate myself into an early grave.
Prior to college, I ate healthy meals, and I actually enjoyed them. I knew that I could get back to eating that way, but I also knew that I was going to need some help since my mom was still over 800 miles away. She did help me a lot over email and video chats, but I also found a great website that was filled with great information about the right kinds of foods to eat. It was exactly what I needed, and I was able to pick up a lot of valuable information from the site.
One of the things that I learned was how addicting sugar can be. It was one of my main food sources in college, and it also heavily contributed to my poor eating habits. It was just easier to slide a dollar into the vending machine outside my dorm room instead of going to the cafeteria to have healthier options. The more dollars I fed to the candy machine, the more dependent I became on the sugar. It was interesting reading about sugar addiction, and it was even more fascinating cutting those ties. I have lost nearly 30 pounds so far, so I am definitely on the right track.» Read more
When my first son was born, my husband and I planted a very small sapling in the back yard. We enjoyed watching it grow as our son grew bigger and bigger. It was always his tree, just as the other one was always his little sister’s tree that was planted two years later. When we decided to sell our house and head to Florida, our son asked if he could buy it. That actually delighted us, because leaving those two trees was one of the hardest parts of leaving the house. We have had the same Queens tree services company taking care of them for a while now, so we gave that information to our son when we gave him the deed to the house.
We knew that he would continue the tradition of taking care of the two trees, as well as the others that are on the property as well. The reason we had them pruned on a regular basis was because it kept them even healthier than what they were without the pruning. That is the thing that a lot of people don’t understand about trees. If they are taken care of and pruned on a regular basis, they are going to be healthier and stronger than ever.
We moved to Florida nearly a year ago, and we took a trip back to the house last month. It was our first time to come back home since moving, since both of our kids and their families decided that them traveling to Florida to visit us was even better. One of the first things we did was look at the two trees in the back yard, and it just made our hearts swell with love when we saw how well our son was taking care of them. That is just one family tradition that is really important to all of us!» Read more
I have built houses for other people. When I was in school for carpentry, I worked on building a modular home right on the school’s property. It was the second thing I built as part of my formal education. I have had my own business as a contractor making home repairs and improvements for a few years now. However, when it came time for me to get my own mortgage, my job was actually a problem. I had to go to mortgages4.contractors to get help getting a mortgage for my wife and I to buy our first home.
When you work for yourself, you do not have standard pay stubs. Your taxes are based on a Schedule C profit and loss statement for your business. Lots of banks want you to be an established employee with a company. They seem to be scared if you are your own business owner. I think my income profile is more reliable than many employees. I have to rely on myself and not the hourly pay of an employer. I have to make sure I can generate income year round. Layoffs, slowdowns and wage cutbacks are not an option. I still need to pay my bills regardless of the market. If you are an employee, you are at the mercy of your employer. You could go to work one day to find the doors permanently shut. I have heard of it happening. I think my work as a self-employed business owner is more secure, but the banks must not see it that way.
Well, I did find one place that helped us get a mortgage based on my business and income history. The mortgages4.contractors site helped us to figure out how much we could borrow and how to get a mortgage even though I was a contractor that was involved in the business of building and renovating homes for others.» Read more
The last thing I ever thought I would see is termites in NYC. Given how many bed bug outbreaks there have been in the past couple of years, I thought my home would have been more likely to get those. I should be glad that I got termites instead of bed bugs, but the only consolation I got from a situation like this is that they’re not feeding on my blood and spreading disease. Termites are still a nuisance that will grow out of control if they are left unchecked. I tried to get rid of them on my own, but my efforts had no effect.
I purchased some insecticides from the store in an attempt to get rid of the termites, but they continued to thrive as if nothing happened. The insecticides became stronger, but apparently so did the termites. I became so desperate that I began sucking up the termites with a vacuum cleaner. I realized that my battle against them was pointless, as they were clearly the victors. I put in a call to a special set of troops to help me win the war against the termites: the exterminators. The exterminators were able to come on the same day I made the call.
After examining how much damage had been done by the termites, the exterminators sprayed my home with an insecticide that was much stronger than what I had been using. I left home for a day while the insecticide did its work. The exterminators also put down insecticides around the perimeter to prevent any future termites from coming back. As for the damage that had been done by the termites, I had to call a carpenter to fix that. The termites had been centralized in one part of the home, so the damage wasn’t randomly spread.» Read more
I am trying to figure out what makes sense before I get in too deep on this. This is the sort of thing where you can really get in over your head if you are not taking good care of accounting. I have been working on some home automation features for the house. The primary objective is to make something which helps me save energy and by save energy I really mean save money. ADT and the Cable company will sell you similar types of things and there is not much reason that you can not do it your own self if you think it through. All that you need is available off the shelf, or in reality off of the internet. I have a smaller house, big enough for a small family and it has a new natural gas heating system which does a great job of heating up the place when it is cold. In reality that is extremely affordable since Natural Gas has become very cheap compared to other sources. The air conditioning is a lot more of an issue. The thing I want is a system which tells the home the systems in the house when I am home and also when I am going to be back. If I am at work I do not really need the house to be a perfect temperature. I do want it to be nice and cozy by the time I walk through the door. Obviously it should be able to track me either by following my car or my phone. It should be very simple to do that, your phone is going to know exactly where it is all of the time and there is not any reason it can not share that piece of information with your house.» Read more
When my wife’s mother began having trouble taking care of herself due to age recently, my wife and I told her mom that we wanted her to come live with us. She is the sweetest senior lady around, and she loves to play simple games online with her other senior friends. Card games are her favorite. She asked if we have Internet, and we don’t. So, she told asked if we would mind checking to see if we have Frontier in Muskegon where we live. She said their prices are some of the lowest around.
I could not help but to be tickled to learn that an 80 year old woman knows exactly which company is the one to look at when it comes to Internet. My wife and I are both in our sixties and we had no clue at all. But we promised her that we would look into it and let her know. No matter what, we promised her that we would get service so that she could continue to chat and play games with her online friends. It is just nice that she still likes to stay involved and meets fun people online who keep her engaged with happy conversation time.
My wife was in charge of doing the work of finding an Internet provider who is affordable. She went ahead and contacted the company that her mom told her about to get some prices. She then called some other places in the area, and none of them could beat the prices of the company that my mother-in-law suggested to us. We decided to get set up with them. We even found a promo code online to help get an even bigger discount on the set up costs. It turned out to be much more affordable than we assumed it would be.» Read more
I can not really claim that the cable company provides a bad product, in fact it is quite good and the only thing wrong with it in real terms is that it costs about twice as much as I feel that it should. In fact last month I opened my bill and it was 177 dollars for a rather basic cable TV package and broadband Internet. If you click here you can see how easy it would be to replace the TV part of the equation with a cheap satellite package. I found that in a couple of seconds and I have not looked into the fine print, if I did I might find a reason why it is not as good of a deal as it looks on the surface. Many times they are giving you something akin to the bait and switch, but it is called an introductory offer.
In essence you start out with a really awesome deal and then one day you realized you signed up for two years and the awesome part of it was only 3 months or so. You have to look out for that sort of thing. I know because they have gotten me a couple of times in the past. They put the awesome part in big bold letters, then they hide the rest of it in tiny fine print that I could not read without a magnifying glass. At any rate I have no worries about replacing the TV. I am sure that I can do that with little effort, although I want to get the right deal. I do not know exactly how I replace the Internet. There is not much doubt that cable is the highest quality Internet here, because we do not have fiber optic systems around here.» Read more
I need to get a new roof put on my house, because it is about that time, and so I am going to have to find a company that will give me a fair price for roof installation in Brooklyn NY. It has been 25 years since the roof was put on the house, and I think it is prudent to go ahead and try to replace it now, instead of waiting to see if it might hold out a few more years. At least, that makes the most sense to me, and I think I am right to believe that it is better to do it now.
I put the last roof on my house, and I would do the same this time around,if I were still in any type of shape to do so. I was a much younger man 25 years ago, as you might imagine. I also had some help with putting the roof on. But at the age I am now, I can’t even imagine putting a roof on a house. It would probably kill me, if I were to try to do so. So I am not going to do that, and instead, I am going to hire someone to put this roof on my house for me.
I just hope to get it done for a fair price, and that they won’t try to overcharge me for the work. I know that it can be pretty expensive to have roof put on, and it is not like I want to get it done for a price lower than what it should cost to put a new roof on my house. But rather, I am just looking to have a fair price, and that seems like a very reasonable thing for me to do.» Read more
Gift giving is never easy. With Christmas already knocking at the door it’s time for another month or two of anxiety and stress as we scramble about buying one another gifts. As people, we’re amazing at giving gifts. It really is easy to give something to someone that we know well. Receiving them becomes harder and buying them for those we care for but wanting to give the perfect gift becomes even harder when we want to convey the right sort of message through it. For my mom I bought curly clip in hair extensions since she’s all about wigs and the like these days.
It’s amazing how much energy and thought that we put into a gift. Trying to say the right thing through a gift becomes an exercise in social engineering as we hope the other person is able to understand what the gift means. We take something a distill it into a message for the person. It’s like when you buy a gift for an ex partner; you want to ensure that the gift is conveyed in a friendly manner without it suggesting anything romantic. With those that we care and love, we want the message to be more intimate and not something simple that we would give to a friend.
Gift giving and receiving then becomes a social hazard of sorts for those that are not very good at subtleties. It’s something that I struggle with myself as I love being able to give people exactly what they want and have only just learned to understand that sometimes a gift can be taken in a manner it was not given. It remains baffling to me that we put so much energy into reading between the lines but since humans see communication in all things, it’s not too surprising.» Read more
My wife wanted to redo the kitchen when we first bought our house nearly 12 years ago. It was functional, but it was also very ugly. The farmer who had built his own cabinets did not care about matching colors or materials, and it was just an eyesore. Unfortunately, we were not able to do it because we had some unexpected financial issues come up. I was able to paint the cupboards, but it was not until just a few months ago that I was able to hire a company that does kitchen remodeling in Bergen County NJ.
We had just paid off the mortgage on the house as well as wrapped up a few other loans, so we were finally able to do a few things that we had been putting off. The first thing I did was look online at different kitchen remodeling companies. I knew that my wife was not too concerned about getting her new kitchen, but it was a promise I had been making for nearly a dozen years. I wanted her to have the kitchen of her dreams, and that is exactly what she got too.
The contractor was able to gut the entire kitchen since there was not really one nice thing about it. She wanted a modern look, and that meant creating something beautiful out of nothing at all. The remodeling crew had their work cut out for them, but they delivered in a fast manner. She finally has her cupboards, granite counter tops, the island that she always wanted, and new appliances to boot. She is happiest with the new dishwasher since it was the one thing she missed the most. I have to admit, the kitchen looks amazing, and I can see why it is now her favorite room in the whole house.» Read more
We moved to the nice apartments at Creeks on Kirk after we got married. We got married while still in college. We were both still living at our parent’s homes when we got married. Our first night not living in the homes where we grew up was our wedding night we spent in our new apartment. We put off the honeymoon for three months so we could get settled into our new home. It was great! There was not one downside to our new apartment living. We had everything we wanted without the responsibility of maintenance that would come if we had chosen to get a mortgage instead of living in an apartment.
We really like our place. We set it up before we got married. We picked out every piece of furniture and arranged every spot where things would go on our own. Housewarming gifts, bridal shower gifts and wedding gifts pretty much furnished our new place. We did not have to put out any money except for the furniture. Even some of that was given to us brand new as gifts. I must say that we were really honored by friends and family in what they did for us to get us set up in our new place. We had about 40 people over for the housewarming.
We used the common areas open to all residents when the housewarming party guests showed up. Everyone got to see the apartment, but an apartment is not big enough to accommodate 40 guests. This place is really nice in that we could entertain our guests making use of the common space open to residents. We invited some of our neighbors to join us too. I think more things like this should be celebrated. It is how things used to be. You got to know your neighbors and your family supported you when you moved out on your own.» Read more
When it comes to industry equipment, it can often be hard to figure out the right equipment supplier to use. One piece of hardware can be a huge difference if it is important to the overall process, so the quality and performance of each piece is nothing to overlook. Of course from the start of the process it is often hard to get a clear picture of exactly what is going on, since many products will make claims that do not stay true through the life of the product. For example, food packaging machines can slow down or speed up many companies drastically, but finding the right machine for the right price is no easy task.
Of course the most surefire way to ensure that your company gets the right hardware and never has to worry is sticking with a company that has proven their reliability. Many businesses will try to cut corners or find ways to save money, but this often comes at the expense of customers who do not know. Machines like these are expensive investments, so being able to sell the product with larger profit margins can be a way to quickly overcome budget constraints or struggles.
Of course this may not sound like a huge deal, but for a company that buys the equipment it can be truly disastrous. Most companies invest in equipment like this with expectations for its value, so if over time it quickly diminishes then their budget will suffer. Time down for maintenance, repairs, or replacement can be a huge burden to an active business, so it is rare that this is a reasonable option. This is why sometimes it is better to stick with a reputable company even if someone else is promising a slightly better deal, as the long term value is far more important than the upfront pricing.» Read more
I have just purchased a young horse, that has a good pedigree, and I think that it could grow up to be a champion racing horse one day. I want to find a trainer of race horses, so that it can be trained to be in races from an early age, and hopefully, become the champion that I think it can become one day.
I spent a lot of time looking at different lineages, before deciding to buy this horse. I really like the pedigree of both its mother, and its father. My wife was trying to get me to purchase a different horse, but her reasons for wanting the other horse were kind of silly in my estimation. I thought that they were not really good reasons, and as such, I decided to make the decision on my own.
I have never owned a race horse before, so this is very exciting for me. I think that it will be a great opportunity, and maybe I will make some money off of it one day. I like the idea of being able to bet on a horse that I actually own. I have always enjoyed going to horse races, and betting on them. It is a love that I learned from my father, who often watched horse races, and took me to some when I was little. He never owned a horse, but he always dreamed of it. Unfortunately, he died young, and was never able to fulfill that dream. So I have decided to buy one in his memory, and to try to raise it as the best race horse possible. I am going to try to find the best training for, from a reputable training staff, with a lot of experience in training horses to be raced.» Read more
My aunt raised me after my mother died when I was just a young girl. She has done everything possible so I can still feel a connection to my mother, and I will love her forever for that. One of the things that she did was keep my mother’s collection of vintage jewellery to give to me once I was old enough to appreciate the pieces. Not only did I fall in love with them, but I also wanted to add to the collection so I could pass it down to my own daughters one day.
My aunt and I loved to find new outlets for my jewellery collection, and that is why I was so excited when I found a new company online. They have been in business for a while, but they were new to me. They carry all kinds of vintage pieces, ranging from necklaces and bracelets to rings and earrings. I wasn’t making a lot of money when I first discovered them, which is another reason why I really liked their pieces. Not only were the pieces really gorgeous, but they are all very affordable too. I have seen some pieces elsewhere that cost more than what a house payment would be, so it was great finding a company that sells affordable vintage pieces.
When my aunt’s birthday was approaching last year, I wanted to get her a necklace for my gift. I knew the exact one I wanted to give. It is a vintage brooch pearl necklace that has a diamond design to it. It is absolutely gorgeous, and I knew she would love it because it was so unique. She has given so much to me, and I wanted to return the favor. She was speechless when I gave it to her, and she knew just how much she has meant to me because of this precious gift.» Read more
When someone stole my laptop, I couldn’t access anything on my hard drive. I was at a coffee shop and went to the bathroom for a quick second. I thought I was being smart by putting a lock anchor around the laptop, but the thief was able to cut through that, and took the laptop, leaving behind the lock anchor. No one in the shop saw him do it. The shop had to look at their security footage and I gave the police my serial number. I had tracking software where you can click and see by yourself where your computer is going when someone is using it over the Internet.
The thief wiped my hard drive clean, but before he did that, the tracking software was able to give the police an idea of where the laptop was at the time. Using the footage, the serial number, and the software, the police were able to track the thief down and arrest him. They gave me my laptop back, but since the hard drive was wiped, there was nothing left on it. The thief even made sure to wipe the drive multiple times to make sure that nothing was left behind.
I kept all of my important documents backed up on an external drive, so I had no problem with them. My main problem came from a particular invoice template that was stored on the laptop. I used that template all the time, and now it is gone permanently. I had to find a replacement template from a website to use in its place. The new template actually looks better than the old one, and actually is easier to fill out. I guess in that regard, the thief did me a favor, but I still resent him for stealing my laptop in the first place.» Read more